Important note: You can make a deposit only after you have successfully finished the identity verification process (KYC).

SEPA deposit on Kriptomat is simple and it only takes two steps:

  1. Getting the information necessary for making a SEPA transfer, including data about the recipient (Kriptomat) and data about future transfer itself (including a unique reference number, which allows us to match the deposit with your Kriptomat account).
  2. Making the actual deposit (e.g. using an online banking system provided by your bank). 

 Adding a bank account and making your first deposit

If you are making a first deposit, you will need to add your bank account details to Kriptomat. To do this, follow the steps below: 

  1. Login, go to My Wallets page and click on the Add bank account icon.
  2. An Add and verify your bank account dialog will open up for you. Enter the IBAN number, which can be found on the front side of your bank card. If the entered IBAN number is valid, then the “Bank name” and the “SWIFT/BIC” fields will be automatically populated. 
  3. Click on the Next button at the bottom of the dialog. 
  4. Enter the amount that you wish to deposit, and press the Next button again. You will see the SEPA payment details, including data about the transfer and the recipient. At the bottom of the dialog, you can use the Download payment details link if you want to download the data in PDF format.
  5. Using the data provided in the previous step, make the actual deposit via your bank account. While doing this, please make sure that the payment is made from the same bank account that is added to Kriptomat (IBAN and reference number should match) and that the name of the owner of the bank account is the same as the name of your Kriptomat account. 

Making a deposit if you have already added your bank account to Kriptomat

To make a deposit, simply follow the steps below:

  1. Login, go to My Wallets page, choose Euro wallet (EUR), and then click on the Deposit button. 
  2. A Deposit EUR with SEPA dialog will open up for you. If you have multiple bank accounts added to Kriptomat, you can choose here which one you wish to use for a deposit. Press the Next button.
  3. Enter the amount that you wish to deposit, and press the Next button again. You will see the SEPA payment details, including data about the transfer and the recipient. At the bottom of the dialog, you can use the Download Payment details link if you want to download the data in PDF format.
  4. Using the data provided in the previous step, make the actual deposit via your bank account. While doing this, please make sure that the payment is made from the same bank account that is added to Kriptomat (IBAN and reference number should match) and that the name of the owner of the bank account is the same as the name of your Kriptomat account. 

After the SEPA payment is done, it can take up to 3 business days before the deposited funds appear on your Kriptomat account.

You can learn about minimum and maximum amounts that can be deposited in the Limits and Fees section. 

Note: For each SEPA deposit, the bank applies a standard fee of 1,00 EUR.

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