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What is Portfolio Analytics and how to use it?
What is Portfolio Analytics and how to use it?
Kriptomat Support Team avatar
Written by Kriptomat Support Team
Updated over a week ago

You’ve asked and we delivered!

From now on the advanced Portfolio Analytics is available in your Kriptomat account as a part of your account.

Let's dive into the basics of this awesome feature!

What is Portfolio Analytics?

Portfolio analytics on Kriptomat refers to the application of analytical tools and techniques to evaluate and analyze the performance of a cryptocurrency portfolio held in your account. It involves assessing the composition, account value, profit and loss (PNL) and Performance of your portfolio.

Let's explain step by step what features indicate what.

Where can I find Portfolio Analytics?

On the left-side navigation bar in your account, you will see Portfolio Analytics dropdown.

You have 3 suboptions: Account Value, Profit and Loss, and Performance.

Account value

This option shows the total account value of your Kriptomat account. It includes all of your assets on Kriptmat regardless of the wallet type they are placed in.

You can find an interactive chart there that offers a view of your account value in different time frames such as the last 24h, last week, month, year, or all time.

Composition of your portfolio

Here you can see a breakdown of your portfolio in two conditions - by distribution per wallet type and breakdown per assets.

Distribution by wallet shows the ratio of your assets distributed in your primary wallet, KriptoEarn, Vault, or any other type of wallet.

It is presented in the visual form hence it is very easy to get the impression of your assets distribution in the blink of an eye.

Distribution per asset(currencies) shows the ratio of your total balance per individual currency, it is also visually presented so you get an insight into your portfolio in seconds. It represents value across all your wallets in a joint way.

This feature is available under the “Account value” tab at the bottom of the screen.

Profit and Loss (PNL)

Profit and loss (P&L) in the context of a crypto exchange refers to the financial outcome resulting from trading or investing in cryptocurrencies. It represents the difference between the total gains and losses incurred from buying and selling digital assets on the exchange.

When you engage in cryptocurrency trading, you aim to make a profit by buying assets at a lower price and selling them at a higher price. The profit is the positive difference between the selling price and the buying price. Conversely, if you sell an asset at a lower price than what you paid for it, you would incur a loss.

To calculate your overall profit or loss on a crypto exchange, you need to consider all your trading activities within a specific period. The P&L can be determined by subtracting the total costs (including fees) from the total revenue (selling price) generated by your trades.

For example, suppose you bought 1 Bitcoin for 20,000 EUR and later sold it for 22,000 EUR. In this case, your profit would be 2,000 EUR. However, if you bought 1 Bitcoin for 20,000 EUR and sold it for 19,000 EUR, you would have incurred a loss of 1,000 EUR.


In general terms, performance reflects the percentage change in the value of an asset or account, indicating how well it has performed relative to its initial value or benchmark. It provides a measure of the overall growth or decline of the asset or account, offering insights into its success or failure over time.

For example, if you invest 100€ in an asset and it grows to 150€, the performance would be 50% (reflecting the 50% increase in value). Similarly, if you invest 1,000€ in the same asset and it grows to 1,500€, the performance would still be 50% (as the percentage increase remains the same).

What is the difference between PNL and Performance?

Although these two seem very similar, they are representing different analytical tools.

In summary, PNL is a measure of the financial outcome, representing the profit or loss of a crypto portfolio, while portfolio performance analysis evaluates the returns and effectiveness of the portfolio relative to a benchmark or target. PNL gives you a clear financial picture, while portfolio performance analysis provides a broader assessment of the investment’s success in meeting specific goals or outperforming the market.

In a nutshell, PNL represents a current snapshot of your account at a given moment, and shows are your assets making a profit or loss, while performance focuses on the broader picture which includes highly hypothetical factors such as the “All time high” price of your currency, market changes, and impacts, etc.

Why does my PNL show that I made a profit, while the Performance tab shows that my portfolio is at a loss?

Your investments have gained profit, and the cryptocurrencies you hold are now worth more than when you bought them.

But your performance shows a loss, as it relies on unrealized losses meaning if you were to sell your portfolio now you would be losing funds, compared to the “All time high” value of your holdings.

To put it in the plastic example: You bought 1 ETH when the price of ETH was 1200EUR.

The Worth of ETH at the time of writing this article stands at 1741 EUR.

You see that your PNL shows a profit, while the performance tab shows a loss.

Why is this happening?

If you were to sell now the 1 ETH you own, you will be making a profit since it is worth more than at the time of your purchase, however, a few months ago ETH had a price of 4000EUR, so the performance tab will show a loss, as it is taking into the consideration the “All time high” price, and the hypothetical possibility that you have sold it then - this is referred as unrealized loss, as it shows that you could lose money if you sell now.

Since you did not sell your funds this is called unrealized or potential loss.

One commonly followed trading rule in the world of cryptocurrencies is the principle that no money is lost until you sell your crypto assets. This rule highlights the volatile nature of the crypto market and the importance of long-term perspective and patience when it comes to investment outcomes.

In summary, the principle of "no money lost until you sell" encourages crypto investors to maintain a long-term view, reminding them that market fluctuations and unrealized losses are inherent in the crypto market. By exercising patience and strategic decision-making, investors can navigate the volatile crypto landscape with the aim of maximizing their returns over time.


Do you still have any questions? Use the support chat to contact our support team or send us an email [email protected]

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