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What Licenses Does Kriptomat Hold?

A brief description of our licenses.

Kriptomat Support Team avatar
Written by Kriptomat Support Team
Updated this week

Yes, Kriptomat is a licensed service! 

The company FintechX OÜ (the registered company for Kriptomat) was established in Estonia, one of the most progressive regulators for technology. As early as 2016, Estonia began regulating digital currencies by introducing licenses for Crypto Exchanges and Crypto Wallets. This falls under the authority of the Financial Intelligence Unit (FIU), which ensures compliance with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations. These measures ensure Kriptomat operates at the highest legal standards.

Licenses and Registrations


Estonia, EU

  • Authority: Ministry of Finance, Financial Intelligence Unit (FIU)

  • License: Financial services, Providing a virtual currency service

  • License Number: FVT000310

Estonian cryptocurrency exchanges are recognized under Estonian law as Providers of Alternative Means of Payment, holding a Financial Activity License issued by the Estonian FIU. The FIU acts as the AML authority with the ability to grant, revoke, and supervise licenses. Providers must meet AML and KYC requirements established by the Estonian Money Laundering and Terrorist Financing Prevention Act and other guidelines issued by the Estonian Minister of Finance.


Other EU Jurisdictions

Kriptomat has also been issued an operating license by the Financial Intelligence Unit for:

  • Greece
    Registered with the Hellenic Capital Market Commission for exchange services between virtual currencies and fiat currencies (PDF) and custodial wallet services (PDF).

  • Spain
    Registered as a Virtual Assets Service Provider with the CNMV – National Securities Market Commission, registration number D718, and listed in the Bank of Spain registry (XLS).

  • Poland
    Registered with the Tax Administration Chamber, registration number RDWW-408 (PDF).

  • Croatia
    Notified the Croatian Financial Services Supervisory Agency (HANFA) about the provision of services related to virtual currencies in Croatia.

  • France
    Registered with the Autorité des marchés financiers (AMF) as a Digital Asset Service Provider, offering custody, purchase/sale of digital assets in fiat, and exchange of digital assets against other digital assets, registration number E2023-095.


Compliance with MiCA Regulations

In addition to these licenses, Kriptomat adheres to the Markets in Crypto-Assets (MiCA) regulations introduced by the European Union. MiCA provides a unified regulatory framework for cryptocurrencies across EU member states. Compliance with MiCA ensures that Kriptomat:

  • Offers enhanced transparency through clear and detailed information about its crypto-assets and services.

  • Implements robust consumer protection measures, including secure custody solutions.

  • Meets operational stability requirements to safeguard users from systemic risks.

  • Strengthens AML and CTF measures in line with evolving EU standards.


Compliance with GDPR

Kriptomat also complies with the General Data Protection Regulation (GDPR), the EU’s comprehensive framework for data privacy and protection. This ensures that your personal information is processed securely and transparently.


Learn More

For more specific information about our licenses and registrations, visit our Impressum page.

Kriptomat’s licensing and compliance ensure a secure, transparent, and reliable platform for all cryptocurrency users.

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