Our user-friendly platform allows you to add and directly charge a MasterCard or Visa credit card when buying digital currencies. The process of buying with a Credit card is practically instant.

A step-by-step guide:

1. Login to your Kriptomat account and go to the "Buy/Sell" tab.
2. Select the digital currency that you wish to buy.
3. Scroll down to the Payment Method section and select Credit card.
4. Enter the euro amount that you wish to spend or the crypto amount that you wish to buy.
5. Click the "Buy" button to continue the process.

6. You can enter the Discount code if you have it (read more about discounts here).
7. Click the "Confirm transaction" button. Keep in mind that this will not charge your credit card yet.

8. Enter your credit card details and click the "Confirm payment" button.

9. You will be directed to your bank’s website for 3D secure check (the process differs depending on the bank). Enter the 3D secure information (PIN code) and click continue.
10. You will see a payment confirmation screen and that's it! You have successfully added a credit card and bought crypto!

Additional purchases

Once you have added and used a credit card, it is automatically saved for instantaneous reuse in the future. This means that you won't have to reenter the credit card details every time you wish to make a purchase.


NOTE
: Minimum purchase is 25 EUR. Daily limit is 500 EUR and monthly limit is 5000 EUR. The fee is dynamic for purchases under 100 EUR and 3.65% for purchases over 100 EUR.

Android and iOS

Note: Before you can use credit cards on your Kriptomat mobile application, you will first have to use it on the desktop version. 

1. Go to the "My wallets" section and
2. Select the digital currency that you wish to buy.
3. Click the "Buy/Sell" button.

4. Choose the "Credit card" payment method.
5. Enter the euro amount that you wish to spend or the crypto amount that you wish to buy.
6. Click the "Buy" button.

7. Review the Transaction details and make sure that everything is okay.
8. Click the "Confirm transaction" button. 

And that's it! :)

NOTE: For security reasons, you can buy digital currency with a credit or debit card only if your card supports ‘3D Secure’. 

To determine if your card supports 3D Secure, you can contact your credit/debit card provider directly.  Some banks will require various security steps to authorize a purchase using 3D Secure (text message, a bank provided security card, or security questions).

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